Terms Of Use

1. Welcome to FundYourselfNow!

 

This page explains our terms of use. When you use FundYourselfNow, you’re agreeing to all the rules on this page. Some of them need to be expressed in legal language, but we’ve done our best to offer you clear and simple explanations of what everything means — hence the brief summaries in these blue boxes. The summaries, for the record, are not part of the official legal terms.

 

Welcome to FundYourselfNow. By using this website (the “Site”) and services (together with the Site, the “Services”) offered by FYN Limited (together with its parents, subsidiaries, affiliates, agents, representatives, consultants, employees, officers, and directors — collectively, “FundYourselfNow,” “we,” or “us”), you’re agreeing to these legally binding rules (the “Terms”). You’re also agreeing to our Privacy Policy and agreeing to follow any other rules on the Site listed on our Help page.

 

We may change these terms from time to time. If we do, we’ll let you know about any material changes, either by notifying you on the Site or by sending you an email. New versions of the terms will never apply retroactively — we’ll tell you the exact date they go into effect. If you keep using FundYourselfNow after a change, that means you accept the new terms.

 

We don’t guarantee that the Site, or any content on it, will always be available or be uninterrupted. We may suspend of restrict the availability of all or any part of the Site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.

 

You are responsible for ensuring that all persons who access the Site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

 

FundYourselfNow is for your personal, non-commercial use, except as explained in section 4 and section 5 below.

 

2. About Creating an Account

 

To sign up for a FundYourselfNow account, you need to be 18 or over. You’re responsible for your account and all the activity on it.

 

You can browse FundYourselfNow without registering for an account. But to use some of FundYourselfNow’s functions, you’ll need to register, choose an account name, and set a password. When you do that, the information you give us has to be accurate and complete. Don’t impersonate anyone else or choose names that are offensive or that violate anyone’s rights. If you choose, or are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.

 

To sign up for an account, you need to be at least 18 years old, or old enough to form a binding contract where you live. If necessary, we may ask you for proof of age.

 

You’re responsible for all the activity on your account, and for keeping your password confidential. If you find out or suspect that someone’s used your account without your permission, you should promptly report it to contact@fundyourselfnow.com.

 

If you don’t follow these rules, we may cancel your account.

 

3. Things You Definitely Shouldn’t Do

 

This section is a list of things you probably already know you shouldn’t do — lie, break laws, abuse people, steal data, hack other people’s computers, and so on. Please behave yourself. Don’t do this stuff.

 

Many people use FundYourselfNow. We expect all of them to behave responsibly and help keep this a nice place. Don’t do any of these things on the Site:

 

  • Don’t break the law. Don’t attempt to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. Don’t attack the Site via a denial-of-service attack or a distributed denial-of-service attack. Don’t take any action that infringes or violates other people’s rights, violates the law, or breaches any contract or legal duty you have toward anyone. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately.

 

  • Don’t lie to people. Don’t post information you know is false, misleading, or inaccurate. Don’t do anything deceptive or fraudulent.

 

  • Don’t offer prohibited items. Don’t offer any rewards that are illegal, violate any of FundYourselfNow’s policies, rules, or guidelines, or violate any applicable law, statute, ordinance, or regulation. For avoidance of doubt, the foregoing includes any rewards which are or which cause any distributed project tokens to be regulated by the securities or commodities trading laws of any relevant jurisdiction. 

 

  • Don’t spam. Don’t distribute unsolicited or unauthorized advertising or promotional material, or any junk mail, spam, or chain letters. Don’t run mail lists, listservs, or any kind of auto-responder or spam on or through the Site.

 

  • Don’t harm anyone’s computer. Don’t knowingly introduce or distribute software viruses, Trojans, worms, logic bombs or anything else (code, films, programs) designed to interfere with the proper function of any software, hardware, or equipment on the Site (whether it belongs to FundYourselfNow or another party). We do not guarantee that the Site will be secure or free from bugs or viruses. We strongly recommend that you use your own virus protection software.

 

  • Don’t abuse other users’ personal information. When you use FundYourselfNow — and especially if you create a successful project — you may receive information about other users, including things like their names, email addresses, and postal addresses. This information is provided for the purpose of participating in a FundYourselfNow project: Don’t use it for other purposes, and don’t abuse it.

 

  • Don’t abuse other users. Don’t post or transmit content on the Site that is harmful, offensive, obscene, abusive, invasive of privacy, defamatory, hateful, or otherwise discriminatory. Don’t intimidate or harass other users and don’t post or transmit any personally identifiable information about persons under 13 years of age on our Site.

 

We also need to make sure that the Site is secure and our systems function properly. So don’t do any of these things — most of which boil down to “don’t mess with our system.”

 

  • Don’t try to interfere with the proper workings of the Services.

 

  • Don’t bypass any measures we’ve put in place to secure the Services.

 

  • Don’t try to damage or get unauthorized access to any system, data, password, or other information, whether it belongs to FundYourselfNow or another party.

 

  • Don’t take any action that imposes an unreasonable load on our infrastructure, or on our third-party providers. (We reserve the right to determine what’s reasonable.)

 

  • Don’t use any kind of software or device (whether it’s manual or automated) to “crawl” or “spider” any part of the Site.

 

  • Don’t take apart or reverse engineer any aspect of FundYourselfNow in an effort to access things like source code, underlying ideas, or algorithms.

 

4. How Projects Work

 

Most of our Terms of Use explain your relationship with FundYourselfNow. This section is different — it explains the relationship between creators and backers of FundYourselfNow projects, and who’s responsible for what. This is what you’re agreeing to when you create or back a FundYourselfNow project.

 

FundYourselfNow provides a funding platform for creative projects. All projects posted on the Site have been verified by and approved by us. When a creator posts a project on FundYourselfNow, they’re inviting other people to form a contract with them. Anyone who backs a project is accepting the creator’s offer, and forming that contract.

 

FundYourselfNow is not a part of this contract — the contract is a direct legal agreement between creators and their backers. Here are the terms that govern that agreement:

 

When a project is successfully funded, the creator must complete the project and fulfil each reward. Once a creator has done so, they’ve satisfied their obligation to their backers.

 

Throughout the process, creators owe their backers a high standard of effort, honest communication, and a dedication to bringing the project to life. At the same time, backers must understand that when they back a project, they’re helping to create something new — not ordering something that already exists. There may be changes or delays, and there’s a chance something could happen that prevents the creator from being able to finish the project as promised.

 

If a creator is unable to complete their project and fulfil rewards, they’ve failed to live up to the basic obligations of this agreement. To right this, they must make every reasonable effort to find another way of bringing the project to the best possible conclusion for backers. A creator in this position has only remedied the situation and met their obligations to backers if:

 

  • they post an update that explains what work has been done, how funds were used, and what prevents them from finishing the project as planned;

 

  • they work diligently and in good faith to bring the project to the best possible conclusion in a timeframe that’s communicated to backers;

 

  • they’re able to demonstrate that they’ve used funds appropriately and made every reasonable effort to complete the project as promised;

 

  • they’ve been honest, and have made no material misrepresentations in their communication to backers; and

 

  • they offer to return any remaining funds to backers who have not received their reward (in proportion to the amounts pledged), or else explain how those funds will be used to complete the project in some alternate form.

 

The creator is solely responsible for fulfilling the promises made in their project. If they’re unable to satisfy the terms of this agreement, they may be subject to legal action by backers.

 

If the creator has participated in FundYourselfNow’s accountability programme, such that the project’s funds are held in a smart contract escrow with us, we will hold regular votes at the pre-agreed project milestones and the remaining funds will be returned to backers if they vote to stop payment and execute a refund. We will clearly indicate on the website if the projects funds are held in a smart contract escrow with us.

 

5. How Funding Works

 

This section goes over the details of backing and creating projects — things like how money gets collected, whether pledges can be changed or cancelled, and how creators can contact backers to provide rewards.

 

These are the terms that apply when you’re backing a project:

 

·       Your backed crypto-currency will be collected when you back the project. If at the time of the project’s funding deadline, the project has failed to reached its minimum funding target, FundYourselfNow will credit a full refund to your crypto-currency wallet.

 

·       The Estimated Delivery Date is the creator’s estimate. The date listed on each reward is the creator’s estimate of when they will provide the reward — not a guarantee to fulfil by that date. The schedule may change as the creator works on the project. We ask creators to think carefully, set a date they feel confident they can work toward, and communicate with backers about any changes.

 

·       The creator may need to send you questions about your reward. To deliver rewards, the creator might need information from you, like your mailing address or t-shirt size. They’ll request that information after the campaign has succeeded. To receive the reward, you’ll need to provide the information in a reasonable amount of time.

 

·       FundYourselfNow only offers refunds for creators which participate in our accountability programme. Responsibility for finishing a project lies entirely with the project creator. FundYourselfNow does not: hold funds on creators’ behalf;  guarantee creators’ work; or offer refunds on pledges made unless creators have joined our accountability programme.

 

These are the terms that apply when you’re creating a project:

 

·       You can refund individual pledges if you want. After your project has been funded, you can cancel and refund a backer’s pledge at any time. If you do, you have no further obligation to that specific backer, and no agreement exists between you.

 

·       We’ll charge our fees before putting funds in your account. FundYourselfNow and its payment partners will subtract fees before transmitting the proceeds of a campaign.

 

·       Some pledges can’t be collected, which might reduce the amount of funding you get. This is because some payments can’t be collected — for instance, a clogged blockchain network may result in delayed completion of some transactions.

 

·       You cannot and will not create any projects involving the distribution or issuance of any securities, shares, debentures, debts, units of collective investment schemes, profit sharing interests, or any other similar arrangements.

 

·       Don’t count your chickens before they hatch. Don’t assume you’ll be able to launch your project when you want; there could be a reason we’re not able to accept it, or a problem that takes time to resolve. Don’t assume you’ll be able to immediately collect your funding; there may be a delay between the end of a successful campaign and your access to the funds. And don’t take any actions in reliance on collecting any of the cryptocurrency pledged until you actually have the ability to withdraw it from your account and spend it.

 

6. Stuff we are not responsible for

 

Generally, we don’t oversee projects’ performance, and we don’t mediate disputes between users.

 

FundYourselfNow isn’t liable for any damages or losses related to your use of the Services. We don’t become involved in disputes between users, or between users and any third party relating to the use of the Services.

 

When you use the Services, you release FundYourselfNow from claims, damages, and demands of every kind — known or unknown, suspected or unsuspected, disclosed or undisclosed — arising out of or in any way related to such disputes and the Services. All content you access through the Services is at your own risk. You’re solely responsible for any resulting damage or loss to any party.

 

The views expressed by other users on our site do not represent our views or values.

 

If the project is part of our accountability programme, FundYourselfNow will hold regular votes at pre-agreed project milestones. If enough voters agree to stop backing the project and execute a refund, there will be a 48-hour window where project creators can submit an appeal to us. We reserve the final right to decide whether the project should be stopped, and a refund executed, and such decisions shall be binding on the voters and creators.

 

7. Our Fees

 

Fees are only charged on successfully funded projects. We charge 5% for each successfully funded project in cryptocurrency.

 

Creating an account on FundYourselfNow is free. If you create a project that is successfully funded, we (and our payment partners) collect fees.

 

We will not collect any fees without giving you a chance to review and accept them. If our fees ever change, we’ll announce that on our Site.

 

You’re responsible for paying any additional fees or taxes associated with your use of FundYourselfNow.

 

8. Other Websites

 

Any activity conducted between you and other websites is your responsibility. We do not have control over what happens.

 

FundYourselfNow may contain links to other websites. (For instance, project pages, may link to other sites) When you access third-party websites, you do so at your own risk. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. In other words, we don’t control or endorse any of those sites, and we strongly recommend carefully examining the links that you click when accessing websites such as https://www.myetherwallet.com which host your wallet.

 

9. Your Intellectual Property

 

We don’t own the stuff you post on FundYourselfNow. But when you post it, you’re giving us permission to use or copy it however we need in order to run the site, or show people what’s happening on it. (We generally just use this to promote projects and showcase our community on the website.) You’re responsible for the content you post, and you’re vouching to us that it’s all okay to use.

 

FundYourselfNow doesn’t own content you submit to us (your “Content”). But we do need certain licenses from you in order to perform our Services. When you submit a project for review, or launch a project, you agree to these terms:

 

·       We can use the content you’ve submitted. You grant to us, and others acting on our behalf, the worldwide, non-exclusive, perpetual, irrevocable, royalty-free, sublicensable, transferable right to use, exercise, commercialize, and exploit the copyright, publicity, trademark, and database rights with respect to your Content.

 

·       When we use the content, we can make changes, like editing or translating it. You grant us the right to edit, modify, reformat, excerpt, delete, or translate any of your Content.

 

·       You won’t submit stuff you don’t hold the copyright for (unless you have permission). Your Content will not contain third-party copyrighted material, or material that is subject to other third-party proprietary rights, unless you have permission from the rightful owner of the material, or you are otherwise legally entitled to post the material (and to grant FundYourselfNow all the license rights outlined here).

 

·       Any royalties or licensing on your Content are your responsibility. You will pay all royalties and other amounts owed to any person or entity based on your Content, or on FundYourselfNow’s hosting of that Content.

 

·       You promise that if we use your Content, we’re not violating anyone’s rights or copyrights. If FundYourselfNow or its users exploit or make use of your submission in the ways contemplated in this agreement, you promise that this will not infringe or violate the rights of any third party, including (without limitation) any privacy rights, publicity rights, copyrights, contract rights, or any other intellectual property or proprietary rights.

·       We have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to the Site constitutes a violation of their intellectual property rights, or of their right to privacy.

 

·       You’re responsible for the stuff you post. All information submitted to the Site, whether publicly posted or privately transmitted, is the sole responsibility of the person from whom that content originated.

 

·       We’re not responsible for mistakes in your content. FundYourselfNow will not be liable for any errors or omissions in any content.

 

10. FundYourselfNow’s Intellectual Property

 

The content on FundYourselfNow is protected in various ways. You do have the right to use it for certain personal purposes, but you can’t use it for anything commercial without getting permission first.

 

FundYourselfNow’s Services are legally protected in various ways, including copyrights, trademarks, service marks, patents, trade secrets, and other rights and laws. You agree to respect all copyright and other legal notices, information, and restrictions contained in any content accessed through the Site. You also agree not to change, translate, or otherwise create derivative works of the Service.

 

FundYourselfNow grants you a license to reproduce content from the Services for personal use only. This license covers both FundYourselfNow’s own protected content and user-generated content on the Site. (This license is worldwide, non-exclusive, non-sublicensable, and non-transferable.) If you want to use, reproduce, modify, distribute, or store any of this content for a commercial purpose, you need prior written permission from FundYourselfNow or the relevant copyright holder. A “commercial purpose” means you intend to use, sell, license, rent, or otherwise exploit content for commercial use, in any way.

 

11. How We Deal with Copyright Issues

 

We comply with the Copyright Act To learn more about how we deal with claims of copyright infringement, read our Copyright Policy.

 

The Copyright Act (CA) lays out a system of legal requirements for dealing with allegations of copyright infringement. FundYourselfNow complies with the CA, and we respond to notices of alleged infringement if they do not comply with the law and the requirements set forth in our Copyright Policy.

 

We reserve the right to delete or disable content alleged to be infringing, and to terminate accounts for repeat infringers. (We do this when appropriate and at our sole discretion.)

 

If you wish to submit a claim of copyright infringement, please email contact@FundYourselfNow.com

 

12. Our Rights

 

To operate, we need to be able to maintain control over what happens on our website. So in this section, we reserve the right to make decisions to protect the health and integrity of our system. We don’t take these powers lightly, and we only use them when we absolutely have to.

 

FundYourselfNow reserves these rights:

 

·       We can make changes to the FundYourselfNow Site and Services without notice or liability.

 

·     We have the right to decide who’s eligible to use FundYourselfNow. We can cancel accounts or decline to offer our Services. (Especially if you’re abusing them.) We can change our eligibility criteria at any time. If these things are prohibited by law where you live, then we revoke your right to use FundYourselfNow in that jurisdiction.

 

·       We have the right to cancel any pledge to any project, at any time and for any reason.

 

·       We have the right to reject, cancel, interrupt, remove, or suspend any project at any time and for any reason.

 

FundYourselfNow is not liable for any damages as a result of any of these actions, and it is our policy not to comment on the reasons for any such action.

 

13. Warranty Disclaimer

We work hard to provide you with great services, but we can’t guarantee everything will always work perfectly. This site is presented as-is, without warranties.

 

You use our Services solely at your own risk. They are provided to you “as is” and “as available” and without warranty of any kind, express or implied.

 

FUNDYOURSELFNOW SPECIFICALLY DISCLAIMS ANY AND ALL WARRANTIES AND CONDITIONS OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES IMPLIED BY ANY COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE. NO ADVICE OR INFORMATION (ORAL OR WRITTEN) OBTAINED BY YOU FROM FUNDYOURSELFNOW SHALL CREATE ANY WARRANTY.

 

14. Indemnification

 

Avoid doing something on FundYourselfNow that winds up in us getting sued.

 

If you do something that gets us sued, or break any of the promises you make in this agreement, you agree to defend, indemnify, and hold us harmless from all liabilities, claims, and expenses (including reasonable attorneys’ fees and other legal costs) that arise from or relate to your use or misuse of FundYourselfNow. We reserve the right to assume the exclusive defence and control of any matter otherwise subject to this indemnification clause, in which case you agree that you’ll cooperate and help us in asserting any defences.

 

15. Limitation of Liability

 

If something bad happens as a result of your using FundYourselfNow, we’re not liable (beyond a small amount).

 

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL FUNDYOURSELFNOW, ITS DIRECTORS, EMPLOYEES, PARTNERS, SUPPLIERS, OR CONTENT PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DAMAGES (I) RESULTING FROM YOUR ACCESS TO, USE OF, OR INABILITY TO ACCESS OR USE THE SERVICES; (II) FOR ANY LOST PROFITS, DATA LOSS, OR COST OF PROCUREMENT OR SUBSTITUTE GOODS OR SERVICES; OR (III) FOR ANY CONDUCT OF CONTENT OF ANY THIRD PARTY ON THE SITE. IN NO EVENT SHALL FUNDYOURSELFNOW’S LIABILITY FOR DIRECT DAMAGES BE IN EXCESS OF (IN THE AGGREGATE) ONE HUNDRED SINGAPORE DOLLARS ($100.00).

 

16. Dispute Resolution and Governing Law

 

Any disputes with us have to be handled in Singapore under Singapore law.

 

We at FundYourselfNow encourage you to contact us if you’re having an issue, before resorting to the courts. In the unfortunate situation where legal action does arise, these Terms (and all other rules, policies, or guidelines incorporated by reference) will be governed by and construed in accordance with the laws of Singapore, without giving effect to any principles of conflicts of law. You agree that FundYourselfNow and its Services are deemed a passive website that does not give rise to jurisdiction over FundYourselfNow or its parents, subsidiaries, affiliates, assigns, employees, agents, directors, officers, or shareholders, either specific or general, in any jurisdiction other than Singapore. You agree that any action at law or in equity arising out of or relating to these Terms, or your use or non-use of FundYourselfNow, shall be filed only in the courts located in Singapore, and you hereby consent and submit to the personal jurisdiction of these courts for the purposes of litigating any such action. You hereby irrevocably waive any right you may have to trial by jury in any dispute, action, or proceeding.

 

17. The Rest

 

These are our official terms and our rules for how things work. (So if you ever see confusing or conflicting information about any of this stuff, just check these terms — they’re the last word.) Thanks so much for reading them, and for using FundYourselfNow!

 

These Terms and the other material referenced in them are the entire agreement between you and FundYourselfNow with respect to the Services. They supersede all other communications and proposals (whether oral, written, or electronic) between you and FundYourselfNow with respect to the Services and govern our future relationship. If any provision of these Terms is found to be invalid under the law, that provision will be limited or eliminated to the minimum extent necessary so that the Terms otherwise will remain in full force and effect and enforceable. The failure of either you or FundYourselfNow to exercise any right provided for in these Terms in any way won’t be deemed a waiver of any other rights.

 

These Terms are personal to you. You can’t assign them, transfer them, or sublicense them unless you get FundYourselfNow’s prior written consent. FundYourselfNow has the right to assign, transfer, or delegate any of its rights and obligations under these Terms without your consent. FundYourselfNow will provide you notice via email, written notice, or by conspicuously posting the notice on our Site.